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Financial Due Diligence
To help you discover if the business you're researching has a clear or troublesome business history, the initial Due Diligence Background Check database simultaneously searches the following five databases:
The Bankruptcy database provides filing information from ALL bankruptcy districts in the United States, as well as Guam, Puerto Rico, and the Virgin Islands. Individuals or companies who either voluntarily or involuntarily file for bankruptcy, including chapter 7, 9, 11, 12, and 13 petitions, will be included in the database.
The Lawsuits database provides filing information on civil suits from various courts, including circuit, district, small claims, chancery, and municipal courts throughout various jurisdictions in the United States. Please inquiry to verify the current jurisdictions included in the Litigation database.
A lien is the right of a secured creditor to grab a specific item of property if you don't pay a debt. The Liens database provides filing information from various state and county offices throughout the United States. The types of liens collected are federal tax, state tax, county tax, city tax, state tax warrant, inheritance tax, mechanics, personal property, attachment, judgment liens, agricultural, and chattel mortgage. Not all jurisdictions across the U.S. are included in the database. Check the Coverage Area section to determine the types of jurisdictions included in the Liens database.
A judgment is a final court ruling resolving the key questions in a lawsuit and determining the rights and obligations of the opposing parties. The Judgments database provides filing information on civil judgments, judgment notes, default judgments, summary judgments, declaratory judgments, consent judgments, foreign judgments, judgment confessions, small claims, civil special, child support payments, deficiency, foreclosures, forcible entry/detainer, civil new filings, civil dismissal, vacated/appealed, abstract of judgment, and domestic divorce judgments from various county offices throughout the United States. Not all jurisdictions across the U.S. are included in the database. Check the Coverage Area section to determine the jurisdictions included in the Judgments database.
UCC is an acronym for Uniform Commercial Code financing statements. These are formal documents lenders submit to the state to protect their financial interest when they lend money or lease equipment to a business or individual. If the borrowing business or individual were ever to go bankrupt, the lender is "secured" or on file with the state as one of the creditors that is owed money. So what the UCC database provides you is an idea of just how "extended" a business is financially. For instance, a business with a lot of capital may not show as many UCCs because they have paid cash for equipment such as computers, copy machines etc. Many UCC filings for the same business may indicate cash flow is not as strong. The UCC database provides information on Uniform Commercial Code filings, such as original financing statements, terminations, amendments, continuations, assignments, and releases. Collateral information is also available for many filings. Check the Coverage Area section to determine which U.S. jurisdictions provide access to state-level filings in the UCC database.
- Determine the indebtedness and financial condition of a company or individual
- Gather any outstanding filings for purposes of disclosure
- Uncover any liabilities or encumbrances against a company or individual
- Determine litigation history - are they a chronic defendant or plaintiff?
- Debtor or Defendant
- Plaintiff or Secured Party
- Court or Filing Location
- Filing Type
- Filing Date
- Filing Number or Case Number
In some records, additional detail information is available, including amount and attorney information.
To learn more, you may contact us by telephone (203.264.6802) or via email.
- Full filing or text document (entire document is not provided online)
- All jurisdictions for Liens, Judgments, Lawsuits or UCCs (check the Coverage Area section)
- Every court or filing office in the US
- Criminal Court Information
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